Trucking Insurance Coverage in Bismarck, ND

Plan for the road ahead with coverage for your Commercial Truck and/or Semi!

Call or Text us at 701-223-5812 or email us at insurance.services@gateway-insurance.com

Why Do You Need Transportation Insurance?

We can offer a specialized insurance policy that can be customized to fit your commercial trucking business. With Gateway Insurance Agency's knowledge of the trucking industry; we can be one of the tools your trucking firm can add to your business.


Commercial Trucking Insurance is designed to protect businesses involved in the transportation of goods.



Commercial Trucking Insurance (depending on the policy) protects owner-operators, fleet owners, truck drivers and employees by covering the risks associated with accidents, injuries, property damage, lost cargo, and other expenses in the event of an unfortunate incident.

Trucking Insurance Optional Endorsements

Motor Truck Cargo Insurance: 

Provides protection for the goods being transported by the insured vehicle. This includes protection against theft, damage, and loss.

Hired and Non-Owned Auto Coverage

Provides bodily injury and property damage coverage for vehicles not owned by your business, when you rent, borrow, hire or lease on a short term basis.


  • Trailer Interchange Insurance: Provides protection for Covers non-owned trailers damage to trailers being hauled with another transportation company (trailer interchange agreement).
  • Non-Owned Trailer Physical Damage Coverage: Provides coverage for trailers you use temporarily for business operations.
  • Heavy Truck Roadside Assistance: Covers breakdowns while traveling, including fuel delivery, replacing flat tires, lockout services, jump-starting a battery, towing or winching.
  • Rental Reimbursement: Pays for lost income and vehicle rental while your truck is being fixed after a covered loss.
  • Medical Payments Coverage. This option assists with immediate medical expenses for you and your passengers in the event of an accident, regardless of fault. 

Multiple factors affect how the policy is written, including:

  • Business Operation
  • Location
  • Coverage Requirements
  • Cargo Commodity
  • The number of trucks in your fleet, their value, size and type
  • Security measures you take when storing your trucks when not in use
  • Operating (mile) radius
  • Driving and claims history

Who Needs Commercial Auto Insurance?

If your trucking company transports goods for commercial use, insurance is required. Commercial vehicles are out on the road more often and for longer periods of time! Commercial Auto Insurance protects trucking companies and independent truck drivers from financial loss in the event of an accident or other covered event.



The coverage can be tailored to your specific needs, so the coverage is what you need, no matter the business or number of vehicles, ensuring the coverage is there to recover without devasting costs.


When customers know you are adequately insured, they are more likely to trust and use your business.

Get reliable insurance protection for your Commercial Truck!       

We can help! Call or Text us at 701-223-5812