Farm Owner’s Insurance Coverage in Steele, ND

Protect your hard work with Bowerman Insurance Agency in Steele, ND. Call (701) 475-2340 to request a quote.

Farmer's Insurance

Farmers can't predict the weather, machinery problems, or cattle being struck by lightning. We can offer dependable insurance coverage that can work hard for you. We can help you build a policy that fits the needs of your farm or ranch. You will probably need property coverage for buildings, machinery coverage, livestock protection, and farm liability. You wouldn't want the things you've worked so hard for taken away with the wrong coverage. We want to find the best coverage to protect your farm.

Farm Truck and Semi Insurance

Coverage is available for the trucks and semis you use on your farm. It is rated for its seasonal use.

Optional Endorsements Available

Hired and Non-Owned
Cargo
Pollution
Individual Named Insured
Additional Personal Injury Protection
Drive Other Car
Individual Named Insured: This Endorsement Is Needed if the Owner/Insured Doesn't Own a Private Personal Vehicle
Transportation Expenses
Loss of Use Expenses
Auto Loan or Lease Gap
Roadside Assistance

Farm Umbrella Insurance

If you have a situation where you were found negligent, your farm insurance policy will provide you with the limits of your liability coverage. An umbrella policy would provide additional coverage once you've reached the limit on your farm's underlying liability coverage. A farm umbrella policy must be purchased separately for the extra liability coverage.

Farm Blanket Insurance

A blanket policy within your farm insurance policy is for all the items on your farm you wish to insure, for example, all the machinery, grain, livestock, etc. The inventory on the blanket should be kept to at least 80% of the total amount to be insured.

Standard Farm Insurance

Standard farm insurance is available for those hard-to-place farm buildings and or premises.

Optional Endorsements Available

Additional Coverage of 25% or more for the Insured House (Depending on the Company)
Comprehensive Machinery Coverage
Mobile Farm Equipment (Forklifts, Bulldozers, etc.)
Farm Extra Expense
GPS System
Custom Farming
Irrigation Systems
Livestock
Farm Pollution
Employees
Recreational Vehicles
Equipment Breakdown
Non-Depreciation of Repairs