Recreation Insurance
Recreational insurance covers a range of vehicles used mainly for your enjoyment!
For further information about our recreational type insurance policies, call or text Gateway Insurance Agency in Bismarck, North Dakota at (701) 223-5812.
Or email us at insurance.services@gateway-insurance.com.
Do you enjoy watersports such as boating, fishing, and jet skiing? Perhaps you’re driving your RV cross-country this summer or planning a ski trip in the winter? If you enjoy taking in outdoor recreational activities and have a recreational vehicle, then you should consider Recreational Vehicle Insurance.
Bicycles
Dirt Bikes, Mountain Bikes, E-Bikes, 3 Wheel Bikes (to name a few)
A dirt bike is a type of motorcycle that is designed for off-road riding.
A mountain bike (MTB) is a bicycle designed for off-road cycling.
An E-Bike, short for an electric bike, is a bicycle that is equipped with an electric motor, used for propulsion.
A three-wheeled bicycle, or tricycle, is commonly referred to as a “trike.” Besides having three wheels rather than two, trikes sit their riders lower to the ground than a conventional bicycle, this provides a more comfortable riding position.
Motorcycle Insurance
As you are riding down the road, you might want to make sure your cycle is properly insured. The right coverage is important for both you and your cycle's protection. Cycle insurance has coverage similar to automobile insurance.
Snowmobile Insurance
You can hardly wait to take your snowmobile for a ride after that first snowfall, so the last thing you want to worry about is insurance.
Snowmobiles are subject to unique risks, like weather related damage or off trail accidents. Snowmobile insurance is designed to address these specific needs, ensuring you’re properly protected on the trails.
Whether you own a basic snowmobile or a deluxe model, we have many different options for you.
Watercraft Insurance
It's a good idea to make sure you have the right insurance coverage for your boat, pontoon, or jet ski, to name a few. Coverage includes damage, liability, medical payments, guest passenger liability, and theft. The following are some of the types of watercraft we have coverage for:
- Sailboats
- Rowboats
- Fishing Boats
- Kayaks
- Canoes
- Runabouts
- Cabin Cruisers
- Yachts
- Pontoon Boats
- Personal Watercraft: Jet skis. Wave runners, to name a few
Watercraft insurance is a type of insurance coverage that protects against losses or damages to watercraft, it covers both liability and physical damage, ensuring financial protection from potential covered losses
Motor Homes
Motorhome insurance coverage provides financial protection, and it covers damage in accidents, personal belongings inside the RV, and liability on the road and when parked.
If you're on the road with your motor home and you have all the comforts of home, remember to have the coverage you need. Then you can relax on your trip knowing you are covered with the right insurance policy. Remember, if you use your motor home for seasonal purposes, this would need to be written differently than if you use your motor home for pleasure use or for primary living quarters.
Campers (Travel Trailer, 5th Wheel, Mounted Campers, etc)
Camper insurance coverage is a specialized type of coverage designed to protect recreational vehicle owners in the event of accidents, damage, or loss associated with their campers. It can cover a range of vehicles, including motorhomes, fifth wheels, travel trailers, and campers. The coverage is similar to auto insurance but tailored to the unique needs of camper owners.
Coverage is different if you use your camper for short periods of time, like going for the weekend or overnight. But if you live in your camper for more than 30 days, this would need another type of policy.
Call or Text us at 701-223-5812 for a recreational vehicle insurance quote today!