Farm Owner’s Insurance Coverage in Bismarck, ND

Farmer's Insurance 

Farmers can't predict the weather, machinery problems, or cattle being struck by lightning. We can offer dependable insurance coverage that can work hard for you. We can help you build a policy that fits the needs of your farm or ranch. You will probably need property coverage for buildings, machinery coverage, livestock protection, and farm liability. You wouldn't want the things you've worked so hard for taken away with the wrong coverage. We want to find the best coverage to protect your farm. 

Farm Umbrella Insurance

If you have a situation where you were found negligent, your farm insurance policy will provide you with the limits of your liability coverage. An umbrella policy would provide additional coverage once you've reached the limit on your farm's underlying liability coverage. A farm umbrella policy must be purchased separately for the extra liability coverage.

A blanket policy within your farm insurance policy is for all the items on your farm you wish to insure, for example, all the machinery, grain, livestock, etc. The inventory on the blanket should be kept to at least 80% of the total amount to be insured.

Optional Endorsements Available

• Additional Coverage of 25% or more for the Insured House (Depending on the Company)
• Comprehensive Machinery Coverage
• Mobile Farm Equipment (Forklifts, Bulldozers, etc.)
• Farm Extra Expense
• GPS System
• Custom Farming
• Irrigation Systems
• Livestock
• Farm Pollution
• Employees
• Recreational Vehicles
• Equipment Breakdown
• Non-Depreciation of Repairs